• No expensive run-off cover or hidden fees

  • Cost effective retrospective cover makes switching easy

  • Support from a range of specialist healthcare legal defence firms

  • Competitively priced and high quality


CALL OUR SUPPORT LINE:  020 7298 5151

Our expert insurance package is offered to all members and is a key reason for joining FODO. We have a defence record second to none and we protect optometrists, opticians and practices when things go wrong.  This can even cover incidents before you join, through retrospective cover, and when you leave, with our ‘claims occurring’ policy.

No run-off cover

With some insurance schemes you are only covered whilst you’re a member, but once you leave you may not be covered for any claim that relates to an incident in the past. If you decide to leave our scheme you’ll be covered for the whole time you were a member, and won’t have to purchase run-off cover.

Retrospective cover

You can purchase our bespoke retrospective cover from £285.00, meaning you can avoid other insurers’ run-off cover.

Specialist Support

Our By the Best, For the Best approach means that if we can’t solve your problem right away we’ll consult our top partner organisations across the healthcare, legal, and professional world.

Market leading quality and price

Our legal defence record is second to none – yet we maintain some of the keenest prices in the optical sector. How do we do it? Call our support line now to speak to our insurance and membership department.

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Fodo Insurance Statement of Optical Cover

The FODO insurance is a bespoke scheme designed specifically to meet the professional liability and legal defence needs of optical practices, optometrists, opticians and their staff in the UK and Republic of Ireland. The FODO insurance has been providing reassurance and peace of mind to the optical sector and patients for over 25 years.


CALL OUR SUPPORT LINE:  020 7298 5151